Home Ownership

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Home Ownership

This information is for anyone who is preparing to purchase a home, or current homeowners looking for assistance. With mortgage defaults and foreclosures on the rise, homeowners should check out the resources listed in Keeping Your Home. Also, everyone needs good financial and credit management skills – as a tenant, home buyer and owner. An excellent starting place is to read the county’s Financial Education information.

Forms of Home Ownership

An explanation of the different forms of homeownership and tools to help you estimate how much home you can afford.

Fair and Affordable Housing

This term refers specifically to housing that is priced to be affordable to households with moderate incomes, and can provide families with new opportunities to own or rent their own homes.

Fair and Affordable Homeownership Developments

Development descriptions and links to applications or Web sites with application information for new and affordable homeownership housing units.

Selling My "Affordable" Housing

If you own a home that was designated an "affordable" unit when you bought it, some restrictions do apply when you go to sell it.

Homebuyer Counseling

Help with planning for your puchase of a house, condominium or cooperative.

Discrimination

An explanation for homeowners, tenants and landlords of what constitutes discri- mination in housing; what to do about it when it occurs; and where to go for help.

HUD Income Guidelines

Income eligibility for certain subsidized housing programs.

Keeping Your Home

FAQs about foreclosure, insurance and organizations that offer information and advice if you face losing your home.

Down Payment and Closing Cost Assistance

Financial resources to help you with purchasing a home.

House Hunting

Information to help with looking for a house.

Home Improvement

Looking to find a licensed home improvement contractor? Interested in learning about programs that can help fund repairs or improvements to your home? These and other issues are addressed here.

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